Paynxt enables customers to transfer money, recharge, pay bills, and access banking services — anytime, instantly, with reliability and convenience across India.
Paynxt Domestic Money Transfer Service enables customers to transfer money to any bank account all around India, anytime, instantly with reliability and convenience.
Money transfer, also known as money remittance or DMT, is a process of remittance of money from one bank account to another in India. Our service brings the convenience of transferring money through a very safe channel to almost all banks across India.
AEPS is an Aadhaar-based payment system. Anyone can easily make payments using AEPS and get the best commission on each transaction. Banks provide commission on each payment, and our agents can use this feature using the Paynxt app.
We provide AEPS (Aadhaar Enabled Payment System) distribution services at an affordable cost with the lowest transaction charges and highest earning business plans.
A PAN card is the most important document to submit with income tax returns. It is also required to open a bank account, purchase a car or property, and so on. A PAN card, like an Aadhaar card, serves as proof of identity.
Paynxt makes it easy for your customers to apply for and receive PAN cards through our partner network across India.
From banking to travel, Paynxt brings 60+ services under one roof for your customers.
Bank-led model for online interoperable financial inclusion transactions at PoS through Aadhaar authentication.
Micro ATM services for cash withdrawal at your location via Debit Card Swipe for someone nearby.
Instant domestic money transfer to any bank account across India through a safe and reliable channel.
Mobile, DTH and Data Card recharges for all major operators with instant processing.
Electricity, gas, water, broadband, landline, and insurance bill payments via BBPS.
Affordable travel solutions — bus, rail, flight, hotels, and holidays at very competitive rates.
Book train tickets online directly and earn commissions — unlimited, bulk and Tatkal tickets.
Taxation services to make it easy to grow your business with the best margins and compliance.
Retailers and channel partners across India rely on Paynxt every day.
Glad to work with Paynxt. All services are good. We are using Recharge, Bill payment, Travel and Banking services like AEPS, Micro ATM, Aadhaar Pay, Money Transfer and many more.
This company provides money transfer, recharge, transaction and many other services in a single portal. It saves my time and also gives good commission. Its customer support is number one.
Glad to work with Paynxt. All services are good. We are using Recharge, Bill payment, Travel and Banking services like AEPS, Micro ATM, Aadhaar Pay, Money Transfer and many more.
Legal
We simply collect your information to provide a better and richer experience with your subsequent visits. For example, what kind of mobile recharge you supposedly want, what kind of bus type you like to travel and what kind of deals or offers you like the most. We collect your information in two different ways.
Whenever you use our service, our analytics fetches your technical information, like your browser, IP address, your operating system, and much other technically relevant information.
We collect your personal information to understand your personal behavior and choices, so we can create a better experience for you whenever you visit our web portal, and secondly, to offer you better deals and promotions than your ideal choice.
We collect your technical information simply for the sake of improving our back-end technology, so we can give you a quick and hassle-free experience so you always come back to use our service.
We always provide an access point to your information whenever you use our services, so there is no need to worry about information access and updation. But in any case, if you have any problem in accessing your own information, you can always contact us.
We use personal information to provide the services you request. We use your personal information to resolve disputes; troubleshoot problems; send money, collect money; measure consumer interest in our products and services and we may use this information to keep you apprised on any online and offline offers, products, services, and updates. We use the information to customize your experience; detect and protect us against error, fraud and other criminal activity; enforce our terms and conditions. We identify and use your IP address to help diagnose problems with our server, and to administer our app.
We may disclose personal information if required to do so by law or in the good faith belief that such disclosure is reasonably necessary to respond to subpoenas, court orders, or other legal processes. We may disclose personal information to law enforcement officers, third party rights owners or others in the good faith belief that such disclosure is reasonably necessary to enforce our Terms or Privacy Policy; respond to claims that content violates the rights of a third party; or protect the rights, property or personal safety of our users or the general public.
We don't share any personal or confidential information to any third-party for commercial and personal profit. However, we use your information for our in-house projects to make better future products and services.
We are GeoTrust certified, which guarantees your personal information is in safe hands and 100% secured from any internet hack or data theft attacks. Along with GeoTrust SSL certification, we have also employed many security checks to make a leak-free system.
Our Privacy Policy may change every once in a while. Though we make these changes on growing demand of consumer or to comply with Government or Industry guidelines, we won't decrease your rights under this Privacy Policy without your voice being heard. We will post any changes in Privacy Policy on this page, so keep visiting this page for regular updates.
Legal
This website and its offered products & services is powered by Paynxt. Throughout the website, terms like "we", "us", and "our" basically refer to Paynxt and its products & services. Please read the following conditions, policies and notices related to the website for further information.
By using our website and/or buying something from us, you engage in our services and you are bound to agree to the following terms and conditions laid by us. If you do not agree to these terms and conditions, we hold the authority to revoke your right to access the web portal and available features.
The material including all textual, audible, visual, and other types of media and information furnished on this website is the intellectual property of Paynxt and licensed under the copyright law of the Constitution of India.
The content furnished by this website can only be used for the in-house operational process of Paynxt and does not allow any other business, service or organization for its use.
The name Paynxt and its styled version, along with several sets of unique names, taglines, and logos are registered trademarks of Paynxt, India. Any individual or business cannot use these trademarks for their own commercial and promotional purpose within or outside the governing territory. Anyone using our trademarks is liable for facing criminal charges for infringing copyright and trademark laws.
No shared information in written and oral format provided by us or you can be seen as liable warranty.
Any material download or acquisition of product and service, while remaining in the service period, is commenced with your agreement to any risk involvement.
You are responsible for your personal data loss due to system malfunction or virus attack and you cannot hold Paynxt responsible for such malfunctions.
Any kind of claim made to receive monetary compensation for any damage or mishap relating to Paynxt and its products and services shall be answered under the jurisdiction of the Government of India only. The company is not liable to entertain such claims which are not mediated under the Government of India laws.
Legal
Please read this policy carefully before making any transactions or purchases through the Paynxt platform. By using our services, you agree to the terms of this Refund Policy.
Paynxt is committed to providing reliable and accurate services to all our customers and channel partners. We take every transaction seriously and ensure maximum accuracy. However, in the event of a failed or incorrect transaction, we have the following refund policy in place.
In case of a failed transaction where the amount has been deducted from your account but the service has not been delivered, the amount will be refunded to your Paynxt wallet within 24–72 business hours. If the refund is not received within this period, please contact our support team with the transaction details.
For failed recharges or bill payment transactions, the deducted amount will be automatically reversed to your Paynxt wallet. Once credited to the wallet, the amount can be used for future transactions or requested for transfer back to the source account.
For disputes related to domestic money transfer, if a transaction fails but the amount is deducted, it will be reversed within the standard banking timelines (24–72 hours). Paynxt is not responsible for delays caused by the beneficiary bank or network issues outside our control.
Certain services and transaction charges are non-refundable once processed. This includes successfully delivered recharges, completed bill payments, and travel bookings that have been confirmed. Please verify all details before confirming any transaction.
To raise a refund request, please contact us at paynxtwb@gmail.com or call +91 8101602874 with your transaction ID, date, and amount. Our team will review and process your request within 3–5 business days. Refunds will be credited to your Paynxt wallet or source account as applicable.
All refund-related disputes shall be governed under the jurisdiction of the Government of India. Paynxt reserves the right to make the final decision in case of any dispute.
A leading banking service solution provider, connecting rural and urban India through technology and financial inclusion.
We are a leading banking service solution provider based in India. We currently have more than 60+ services like prepaid recharges, money transfer, postpaid, landline, electricity, gas, water, broadband, insurance, FASTag, travel, IRCTC, taxation and others.
In a very short space of time, Paynxt has experienced rapid growth and has established itself as one of the leading players in the Indian market. We have experienced unprecedented growth, significantly expanding our retail base and channel partner network. Over the past year, we have continued to develop and improve in a number of ways.
Additionally, we've focused attention on customer service to ensure customer satisfaction, and a new design approach ensures easy adoption and use — this influences our product development roadmap going forward. For us, these developments provide the perfect launch pad for our business as we continue to grow and innovate, enabling our channel partners to deliver better services to their customers and end users.
We are a one-stop destination for all online services like Mobile, DTH and Data Card Recharges, Postpaid Bill Payment, Electricity Bill Payment, Landline Bill Payment, Bus Booking, Flight Booking, Entertainment, Money Transfer, White Label Recharge Websites and Software, Recharge and DTH Direct Operator API Provider and many more.
We help connect rural, urban, and semi-urban towns and villages in India through our portal for all financial and non-financial services. Our strength in the fields of service, distribution and payment processing enables centers to provide various online services at ease and economically. In today's sophisticated world, time is a huge constraint — we make every minute count.
Our aim is to provide consumers this convenience by creating a franchise network in every village, town and city. These franchisees are equipped with user-friendly terminals connected to service provider servers, executing transactions on a real-time basis. We have agreements with service providers and are authorized to issue legally valid reservations and receipts to consumers.
Connecting villages, towns and cities across every state in India.
All transactions processed instantly through secure servers.
From recharges to banking — everything in one single platform.
GeoTrust SSL certified with multiple layers of security.
Feel free to reach out. We're always happy to help our partners and customers.