Technology Platform for Salary & Contractor Payments

Streamline your business payment workflows through our technology platform. We connect you directly with regulated banking partners for secure salary disbursements and contractor payments.

* All banking services provided through our licensed financial institution partners

🏦 Licensed Banking Partners
💻 Technology Platform
🔒 Secure Workflows
📊 Transparent Operations

Why Choose Paynxt?

Built for modern businesses that need efficient payment workflow management

Easy Integration

Developer-friendly APIs with comprehensive documentation. Simple SDK integration that connects your business workflows with banking partners.

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Transparent Pricing

Clear pricing with no hidden fees. Volume-based pricing available. Competitive rates through our banking partner network.

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Scalable Platform

Technology infrastructure designed to grow with your business. Handle increasing transaction volumes seamlessly.

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Secure Technology

Industry-standard security practices. Encrypted data transmission. Secure authentication protocols. Regular security monitoring.

Our Technology Solutions

Software platform connecting businesses with regulated banking partners

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Salary Disbursement

Streamline monthly salary payments through our platform that connects with licensed banking partners for direct transfers.

  • Bulk payment processing support
  • Scheduled payment workflows
  • Multi-bank connectivity
  • Transaction tracking & reporting
  • Automated payment confirmations
  • Detailed reconciliation reports
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Contractor Payments

Manage freelancer and vendor payments efficiently through direct bank-to-bank transfers enabled by our banking partners.

  • Flexible payout scheduling
  • Vendor information management
  • Payment verification workflows
  • Invoice tracking integration
  • Customizable approval flows
  • Comprehensive audit trails
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Banking Integration

Technology platform that connects your business with banking services provided through our licensed financial institution partners.

  • IMPS, NEFT, RTGS connectivity
  • UPI transfer support
  • Banking features enabled through partners
  • Real-time status updates
  • Automated transaction logging
  • Secure data handling

Compliance & Risk Framework

Our commitment to regulatory alignment and operational transparency

Our Operating Model

Paynxt operates strictly as a technology service provider.

We do not function as a Payment Aggregator or Payment Gateway and do not pool or store customer funds.

All transactions are executed directly between bank accounts via our licensed financial institution partners.

Our platform is designed to support regulatory alignment, operational transparency, and secure business payment workflows.

Technology Service Provider

We provide software infrastructure that connects businesses with regulated banking partners. All payment processing is handled by licensed financial institutions.

Direct Bank Transfers

Funds move directly between bank accounts. We do not hold, pool, or store customer funds at any point in the transaction flow.

Licensed Banking Partners

All banking services are enabled through our partnerships with licensed and regulated financial institutions that maintain full compliance.

Transparent Operations

Clear audit trails, detailed transaction records, and complete operational transparency for all business payment workflows.

Data Security

We implement industry-standard security practices including encrypted data transmission, secure authentication protocols, and regular security audits. All customer data is handled with strict confidentiality and stored securely within India.

About Paynxt

Technology platform for business payment workflows

Company Registration

GSTIN: 19ABIFP3769L1ZF

MSME: UDYAM-WB-05-0040898

Docket Trade No: SSNOCITW152897945N

Registered Office: Kolkata, West Bengal, India

Our Mission

To provide businesses with efficient technology infrastructure that connects them with regulated banking partners for streamlined salary and contractor payment workflows.

Our Approach

We focus on operational transparency, secure technology integration, and providing businesses with the tools they need to manage payment workflows efficiently through our banking partner network.

Legal & Policies

Transparent policies governing our services

📋 Terms of Service

Terms and conditions governing the use of our technology platform and services.

View Terms of Service →

🔒 Privacy Policy

Details on how we collect, use, store, and protect your business information.

View Privacy Policy →

📞 Contact Information

Get in touch with our team for support, sales inquiries, or general questions.

Contact Us →

💡 Technology Service Provider

Paynxt provides technology infrastructure to connect businesses with licensed banking partners. We facilitate business payment workflows but do not operate as a payment aggregator, payment gateway, or financial institution. All banking services are provided by our regulated banking partners, and all transactions are direct bank-to-bank transfers.

Frequently Asked Questions

Everything you need to know about Paynxt

Who are we?

Paynxt is a technology service provider that offers software infrastructure for business payment workflows. We connect businesses with licensed banking partners to facilitate salary disbursements and contractor payments through direct bank-to-bank transfers.

What are the requirements for account activation?

To use Paynxt, businesses must: (1) Provide company registration documents (Business certificate, GSTIN, PAN), (2) Verify authorized signatories with ID and address proof, (3) Confirm bank account details, (4) Accept our service terms and conditions, and (5) Complete the onboarding process with our banking partners.

What can I use Paynxt for?

Paynxt is designed for business-to-business payment workflows including bulk salary payments, contractor disbursements, vendor payments, and commission payouts. All transfers are processed directly between bank accounts through our licensed financial institution partners.

Why should I choose Paynxt?

Our technology platform provides an efficient interface to connect your business workflows with regulated banking services. We focus on operational transparency, detailed reporting, and streamlined processes for business payments through our banking partner network.

Is the pricing negotiable?

Yes, we offer volume-based pricing for businesses with higher transaction volumes. Please contact our team at sales@paynxt.com for custom pricing discussions.

How do I integrate Paynxt?

After completing verification and onboarding, you'll receive API credentials to integrate our technology platform. Our documentation provides detailed integration guides. Integration guidance and technical support are provided during onboarding.

How are transactions processed?

All transactions are executed directly between bank accounts through our licensed banking partners. Paynxt provides the technology layer that connects your business systems with banking services - we do not hold or pool funds at any stage.

What security measures are in place?

We implement industry-standard security practices including encrypted data transmission, secure authentication mechanisms, access controls, and regular security monitoring. All data is handled with strict confidentiality and stored within India.

What is the settlement process?

Since transactions are direct bank-to-bank transfers through our banking partners, settlement timelines depend on the transfer method (IMPS, NEFT, RTGS, UPI) and are subject to banking partner processing times and banking hours.

Ready to Streamline Your Payment Workflows?

Connect with our banking partners through our technology platform for efficient salary and contractor payments